The unique viewpoint of our wellness, data analytic, and underwriting organization, Wellness and Risk Management, depends on these straightforward perceptions: Wellness and population health initiatives are superb things and have great goals, but the guaranteed financial returns are not good. is based on actuarial science, resulting in widespread skepticism and vulnerability about the claims of wellness promoters.

Financial benefits from fruitful wellness activities are for the most part out later on, are nearly impossible to measure, and are bound to a restricted segment of the population. Financial issues are compounded by across-the-board incentives that typically outweigh the potential value of low costs, even under the best of circumstances, particularly for younger workers. Unexpectedly, the best wellness ROI today can come from re-evaluating and minimizing extreme investments in wellness incentives and other hard costs.

Wellness programs and aggressive claim control strategies are a fundamental part for self-supported businesses. Wellness and Risk Management, by consolidating smart intervention and data analytics with actuarial science, provides a better approach than most of the questionable practices in the market.